* All treatments within the first 30 days of cover except any accidental injury
* Any pre-existing condition will be covered after a waiting period of 3 years
* 2 years waiting period for specific diseases like cataract, hernia, joint replacement                  surgeries, surgery of hydrocele etc.
* Expenses arising from HIV or AIDS and related diseases
* Congenital diseases, mental disorder or insanity, cosmetic surgery and weight control              treatments
* Abuse of intoxicant or hallucinogenic substances like intoxicating drugs and alcohol
* Hospitalization due to war or an act of war or due to a nuclear, chemical or biological            weapon and radiation of any kind
* Pregnancy, dental treatment, external aids and appliances unless covered under the specific    Easy Health Insurance Plan