1.Out-patient dental treatment with waiting period of 3 years , Spectacles, Contact lenses, Hearing aid every third year , E-opinion in respect of a critical illness , Health checkup are subject to pre-authorisation by the TPA.
2.Takes care of medical expenses incurred before and after the hospitalization. Get special incentives on every renewal after a claim-free year. Get tax benefits for the premium amount under section 80D of the Income Tax Act.
3.It can also act as a supplement to your existing medical cover in case the cost of medical treatment is higher than your existing cover level.