Intentional self injury Accident under the influence of alcohol or drugs
Illegal act or any violation of law or your resistance
to arrest
Participating in aviation or ballooning, motor racing or
trial run
Curative treatments or interventions
Pregnancy, childbirth, miscarriage, abortion or related
complications
War, invasion, act of foreign enemies and hostilities.
Nuclear energy, radiation
Any existing disablement
Venereal or sexually transmitted diseases, HIV/AIDS
Non recommended hospital stay
Expenses for non medical in nature, emergency medical
evacuation