*Losses arising out of Burglary, theft. Housebreaking, larceny
*Loss and/or damage arising out of War, Invasion, Act of Foreign enemy, hostilities, etc
*Loss or damage due to nuclear perils
*Damage to property due to Pollution and contamination
*Loss or damage due to wear and tear, gradual deterioration or slowly developing flaws.
*Consequential Loss
*Willful Misconduct or Negligence
*Loss and/or damage to jewellery, precious stones, money, bullion or documents of any kind unless specifically declared.
*Cost of land