There are certain unique covers built into Cholamandalam's Home Insurance policy that you won't find with other similar insurance packages available today:
Cancellation of Vacation: The Company will indemnify, up to the Sum Insured, for pre-paid monies forfeited, (if such forfeiture is as per terms of a contract of booking and / or reservation of accommodation), for cancellation of hotel rooms and / or holiday resort as a consequence of hospitalization, loss of life or due to Flood, Inundation, Storm, Lightning, Earthquake, Fire etc.