1- Accidental loss or damage suffered while driving under the influence of intoxicating liquor or drug
2- Accidental loss or damage caused due to willful negligence
3- Loss or liability while the vehicle is used outside the scope of limitations of use and / or being driven by a person not duly licensed
4- Consequential loss, depreciation, wear & tear, mechanical & electrical breakdown / failure of breakages
5- Loss due to radioactivity or nuclear weapons
6- Loss due to war and related activities