1.Third Party Personal Liability: Unlimited coverage i.e. whatever the court awards as your liability to the third party due to accidental death or injuries caused by your vehicle will be met by Cholamandalam MS General Insurance Company Ltd. (Chola MS)
2.Third Party Property Damage: Compensation upto Rs.7,50,000/- in case of Private Cars
3.The Own Damage Cover will cover the loss or damage to your vehicle due to any of the following reasons:
Fire, explosion, self-ignition or lightning
Burglary housebreaking or theft
Riot and strike
Earthquake (fire and shock damage)
Flood, Typhoon, Hurricane, Storm, Tempest, Inundation, Cyclone, Hailstorm
Accidental external means
Malicious Act
Terrorist Activity
Whilst in transit by road, rail, inland waterway, lift, elevator or air
Landslide, Rockslide
3.Personal Accident Cover:
The owner-driver (compulsory) : Cover of Rs. 2,00,000/-
Unnamed passengers including spouse, children, parents, etc.: Rs. 10,000/- to a maximum of Rs. 2,00,000/- (In multiples of 10,000/-).
4.Legal liability towards your employees:
Through this extension, you will be compensated for any legal liability towards your employees that may arise due to an accident involving the vehicle.